Izizathu Eziphezulu Zokutshala Kumahinge e-Premium Door

Ingabe ufuna ukuthuthukisa ikhaya lakho noma indawo yehhovisi? Enye evame ukunganakwa kodwa ingxenye ebalulekile yanoma iyiphi impahla amahinge eminyango. Ukutshala imali kumahinge eminyango ye-premium akukwazi nje ukuthuthukisa ukubukeka nokusebenza kweminyango yakho kodwa futhi kwengeze inani endaweni yakho. Kulesi sihloko, sizohlola izizathu eziphezulu zokuthi kungani ukuthuthukela kumahinge eminyango ye-premium kuwukutshalwa kwezimali okuhlakaniphile. Kungakhathaliseki ukuthi ungumnikazi wendlu, umnikazi wendawo, noma umphathi wendawo, lesi sihloko sizohlinzeka ngemininingwane ebalulekile ngezinzuzo zokukhetha amahinji eminyango ekhwalithi ephezulu. Funda ukuze uthole ukuthi kungani amahinge eminyango ye-premium ekufanele ukutshalwa kwezimali.

Ukubaluleka kwezinsika zeminyango yekhwalithi ekuvikelekeni kwekhaya

Uma kuziwa ekuvikelekeni kwekhaya, abanikazi bezindlu abaningi bavame ukugxila emandleni eminyango yabo, ukwethembeka kwezingidi zabo, kanye nekhwalithi yamasistimu ama-alamu abo. Nokho, into eyodwa ebalulekile evame ukunganakwa izinga lamahinji eminyango. Iqiniso liwukuthi amahinge eminyango adlala indima ebalulekile ekuvikelekeni okuphelele kwekhaya. Ukutshala imali kumahinge eminyango ye-premium kusuka kumkhiqizi wamahinge eminyango ohlonishwayo kunganikeza izinzuzo ezihlukahlukene, ekugcineni kube nomthelela endaweni yokuhlala ephephile futhi evikelekile.

Okokuqala futhi okubaluleke kakhulu, amahinge eminyango yekhwalithi abalulekile ekuqiniseni amandla nokuqina komnyango. Amahinge asebenza njengephoyinti le-pivot elivumela umnyango ukuthi uvule futhi uvale, futhi athwala isisindo somnyango ngokwawo. Lokhu kusho ukuthi uma amahinge engaqinile futhi eqinile, sonke isakhiwo somnyango sisengozini. Amahinge ashibhile noma akhiwe kabi asengozini yokuguga noma ephuka ngokuhamba kwesikhathi, okungenza kube lula kubahlaseli ukungena ngenkani endlini. Ngakolunye uhlangothi, amahinge eminyango ye-premium yakhelwe ukumelana namandla amakhulu nengcindezi, okwenza kube nzima kakhulu ukuthi abagqekezi bathole ukufinyelela okungagunyaziwe.

Ngaphezu kwamandla nokuqina, amahinge eminyango ekhwalithi ephezulu nawo anomthelela ekusebenzeni okuphelele nasekusebenziseni kalula umnyango. Ihinge eklanywe kahle iqinisekisa ukuthi umnyango uvuleka futhi uvale ngokushelela nangokuthula, ngaphandle kokuklabalasa okungadingekile noma ukunamathela. Lokhu akugcini nje ngokuthuthukisa ukunethezeka nokunethezeka kokusetshenziswa kwansuku zonke kodwa futhi kunciphisa ubungozi bokuvulwa komnyango ngenxa yanoma yiziphi izinkinga zokusebenza. Lokhu kubaluleke kakhulu ezimweni eziphuthumayo, lapho ikhono lokuvula ngokushesha futhi kalula umnyango lingabaluleka ekuphepheni komuntu siqu.

Ngaphezu kwalokho, amahinge eminyango ye-premium anganikeza izici zokuphepha ezithuthukile ezinikeza isendlalelo esengeziwe sokuvikela kubanikazi bezindlu. Isibonelo, amanye amahinge adizayinelwe ngezikhonkwane zokuvikela ezakhelwe ngaphakathi noma izikulufu ezingavimbeli eziwavimbela ukuthi akhishwe kalula noma asetshenziswe ngaphandle. Lokhu kwenza kube nzima kakhulu kulabo abangaba izigebengu ukuthi baphazamise amahinji bezama ukufinyelela ekhaya. Ngokutshala imali kumahinge eminyango evela kumkhiqizi onedumela elihle, abanikazi bezindlu bangazuza kulezi zinyathelo zokuphepha ezintsha futhi bathole ukuthula kwengqondo ngokwazi ukuthi iminyango yabo ifakwe ubuchwepheshe bamuva bokuphepha.

Kubalulekile ukuqaphela ukuthi akuwona wonke amahinge eminyango adalwe alinganayo, futhi izinga lamahinge lingahluka kakhulu kuye ngomkhiqizi. Uma ucubungula ukuthengwa kwamahinji eminyango, kubalulekile ukucwaninga bese ukhetha umkhiqizi onokwethenjelwa wamahinji eminyango owaziwa ngokukhiqiza imikhiqizo esezingeni eliphezulu, ethembekile. Umkhiqizi onedumela elihle uzobeka phambili ubuciko obusezingeni eliphezulu, ukuhlola okuqinile, kanye nomklamo omusha ukuze aqinisekise ukuthi amahinge eminyango yawo ahlangabezana namazinga aphezulu okuphepha nokwethembeka.

Sengiphetha, inani lokutshala imali kumahinge eminyango ye-premium evela kumkhiqizi othembekile alikwazi ukweqiwa uma kuziwa ekuvikelekeni kwasekhaya. Lezi zihingi aziyona nje ingxenye esebenzayo yomnyango, kodwa ziyisici esibalulekile ekuvikeleni ikhaya kanye nabahlala kulo ezingozini ezingase zibe khona. Ngokubeka kuqala amandla, ukuqina, ukusebenza, kanye nezici zokuphepha zamahinji eminyango, abanikazi bezindlu bangakwazi ukuthuthukisa ngokuqhubekayo ukuvikeleka kwezindawo zabo zokuhlala, ekugcineni banikeze umuzwa omkhulu wokuphepha nokuvikela bona kanye nabathandekayo babo.

Amahinge eminyango ye-premium athuthukisa kanjani ukukhanga kobuhle bekhaya lakho

Uma kuziwa ekuthuthukiseni ukukhanga kobuhle bekhaya lakho, ukubaluleka kwamahinge eminyango ye-premium angeke kugcizelelwe. Ngokuvame ukunganakwa, amahinge eminyango adlala indima ebalulekile hhayi ekusebenzeni kweminyango yakho kuphela kodwa nasekubukekeni jikelele kwendlu yakho. Ukutshala imali kumahinge eminyango yekhwalithi ephezulu evela kumkhiqizi wamahinge eminyango ohlonishwayo kungenza umehluko omkhulu ekubukekeni nasekuzizweni kwendawo yakho yokuhlala. Kulesi sihloko, sizocubungula izizathu eziphezulu zokuthi kungani kufanele ucabange ukutshala imali kumahinge eminyango ye-premium nokuthi angakhuphula kanjani ukukhanga kobuhle bekhaya lakho.

Okokuqala nokubalulekile, amahinge eminyango ye-premium aklanywe ngokunemba nokunaka imininingwane, okwengeza ukuthinta kobuhle eminyango yakho. Ngokungafani namahinge ajwayelekile, angase abonakale eyinqwaba futhi engalungisiwe, amahinge eprimiyamu aklanywa ngokuqedwa okucacile nokuyinkimbinkimbi okuhambisana nedizayini iyonke yeminyango yakho. Kungakhathaliseki ukuthi uneminyango yesimanje noma yesitayela sendabuko, amahinge e-premium afika ngezinhlobonhlobo zokuqedela nezitayela ukuze afanele izidingo zakho ezithile. Ngezinketho ezifana ne-nickel ebhulashiwe, i-chrome, ithusi, nokuningi, ungathola kalula amahinge ahlangana ngaphandle komthungo nokuhlobisa kwakho okukhona, okungeza ukubukeka okupholishiwe ekhaya lakho.

Ngokungeziwe ekuthandeni kwabo okubonakalayo, amahinge eminyango ye-premium nawo anikeza ukuqina nokusebenza okuphakeme. Ukutshala imali kumahinge avela kumkhiqizi onedumela elihle kuqinisekisa ukuthi akhiwe ngezinto zokwakha zekhwalithi ephezulu nobunjiniyela obuthuthukisiwe, obuhumusha ukuphila isikhathi eside nokwethembeka. Ungathemba ukuthi amahinge e-premium azomelana novivinyo lwesikhathi, agcine ukusebenza kwawo okushelelayo nokukhanga kobuhle iminyaka eminingi ezayo. Lokhu akugcini nje ngokukusindisa ekuhluphekeni kokushintshwa njalo kodwa futhi kwengeza inani ekhaya lakho ngokuhamba kwesikhathi.

Ngaphezu kwalokho, amahinge eminyango ye-premium anomthelela ekuhlanganeni okuphelele kwedizayini yendlu yakho. Ngokunaka imininingwane emihle njengamahinge, udala umuzwa wobumbano nokuba yinkimbinkimbi kuyo yonke indawo yakho yokuhlala. Yonke into, kungakhathaliseki ukuthi incane kangakanani, ibamba iqhaza ekuhlanganiseni ubuhle ndawonye. Kanjalo, ukutshala imali kumahinge eminyango ye-premium kukhombisa ukuzibophezela ekhaya elihlanganiswe kahle neliklanywe ngokucatshangelwayo.

Ngale kwezinzuzo zobuhle nokusebenza kahle, ukukhetha ukutshala imali kumahinge eminyango ye-premium evela kumkhiqizi onedumela elihle futhi kubonisa ukuzibophezela kubuciko bekhwalithi. Ikhuluma kakhulu ngokunaka kwakho imininingwane kanye nokuzinikela kwakho ekudaleni isikhala esingesihle nje kuphela kodwa esakhelwe ukuhlala. Leli zinga lokuqonda ekukhetheni kwakho lithinta izivakashi kanye nabathengi abangaba abathengi, uma kwenzeka unquma ukuthengisa ikhaya lakho. Ibeka izinga lobuhle elibonakala kuzo zonke izici zendawo yakho yokuhlala.

Sengiphetha, isinqumo sokutshala imali kumahinge eminyango ye-premium evela kumkhiqizi onokwethenjelwa kuwukutshalwa kwezimali okuhlakaniphile kukho konke ukukhanga kobuhle kanye nekhwalithi yekhaya lakho. Ngokunaka imininingwane, ukuqina, nokuqeda okucolisisiwe, amahinge eminyango ye-premium anamandla okuphakamisa ukubukeka nomuzwa wendawo yakho yokuhlala, engeza ukuthinta kobuhle nobunkimbinkimbi kuyo yonke iminyango. Ngokukhetha amahinge eminyango yekhwalithi ephezulu, awuthuthukisi nje kuphela ubuhle bobuhle bendlu yakho kodwa futhi ubonisa ukuzibophezela kwakho ekwenzeni okuhle kuzo zonke izici zendawo yakho yokuhlala.

Ukonga izindleko zesikhathi eside ezihambisana nokutshala imali kumahinge eminyango yekhwalithi ephezulu

Ukutshala imali kumahinge eminyango yekhwalithi ephezulu kungaholela ekongeni kwezindleko zesikhathi eside kubo bobabili abanikazi bezindlu namabhizinisi. Nakuba kungase kulinge ukukhetha amahinge ashibhile, asezingeni eliphansi emzamweni wokonga imali kusengaphambili, iqiniso liwukuthi lawa mahinge angaphansi angaholela ezinkingeni eziningi ezizogcina zibiza kakhulu ngokuhamba kwesikhathi. Kusukela ekunakekeleni okwengeziwe nokulungiswa kuya ezingozini zokuphepha ezingaba khona, izithiyo zamahinji ekhwalithi ephansi zidlula kude noma yikuphi ukulondoloza okucatshangelwayo.

Esinye sezizathu eziphoqelela kakhulu zokutshala imali kumahinge eminyango ye-premium ukuqina okuphakeme nokuphila isikhathi eside abakunikezayo. Amahinge eminyango akhiqizwa kusetshenziswa izinto zekhwalithi ephezulu kanye nobunjiniyela obunembayo ayakwazi ukumelana nokuguga nokudabuka kokusetshenziswa kwansuku zonke, aqinisekise ukuthi ayaqhubeka nokusebenza ngendlela efanele iminyaka ezayo. Lokhu kusho ukuthi abanikazi bezindlu namabhizinisi mancane amathuba okuba bahlangabezane nokuphazamiseka kanye nezindleko zokushintsha amahinji ngaphambi kwesikhathi.

Ngaphezu kwalokho, amahinge eminyango asezingeni eliphezulu aklanyelwe ukuhlinzeka ngokuvikeleka okungcono nokuzinza, anikeze ukuthula kwengqondo kubanikazi bezakhiwo. Amahinge akhiwe ngokwezinga eliqinile abakhiqizi bezintili zeminyango abathembekile abajwayele ukwehluleka, ukuphuka, noma ukuphazamisa, okuwenza abe yisinqumo esithembekile sokuvikela ukungena. Lesi sivikelo esingeziwe singasiza ekuvimbeleni ukufinyelela okungagunyaziwe futhi kuvimbele abangase bangene, ekugcineni konge abanikazi bezakhiwo ezindlekweni ezingase zibe khona kanye nobuhlungu obungokomzwelo bokugqekeza noma ukucekelwa phansi.

Ngokungeziwe ekusebenzeni kwabo okuphezulu kanye nezinzuzo zokuphepha, ukutshala imali kumahinge eminyango ye-premium kungase futhi kuholele ekongeni izindleko mayelana nokunciphisa ukulungiswa nokulungiswa. Amahinge ekhwalithi ephezulu mancane amathuba okuthi adinge ukulungiswa noma ukulungiswa njalo, njengoba akhelwe ukumelana nobunzima bokusetshenziswa njalo kanye nezici zemvelo. Lokhu kusho ukuthi abanikazi bezakhiwo bangagwema ubunzima nezindleko zokuhlale bebhekana nezinkinga ezifana nokuklinya, ukungaqondi kahle, noma izikulufu ezixegayo ngokuvamile ezihlotshaniswa namahinge ekhwalithi ephansi.

Enye indawo lapho ukutshala imali kumahinge eminyango yekhwalithi ephezulu kungaletha ukonga izindleko zesikhathi eside ukusebenza kahle kwamandla. Amahinge akhiwe kahle afaka isandla ekuqondaneni nokuvalwa kweminyango efanele, ukuvimbela ukuvuza komoya nokulahlekelwa ukushisa kokubili ezindaweni zokuhlala nezohwebo. Ngokunciphisa ukumosheka kwamandla nokuthuthukisa ukwahlukanisa, amahinge eprimiyamu angasiza ekwehliseni izindleko zokushisisa nokupholisa ngokuhamba kwesikhathi, okuwenza abe ukutshalwa kwezimali okuhlakaniphile kwabaqaphela imvelo nabaqaphela isabelomali ngokufanayo.

Ekugcineni, isinqumo sokutshala imali kumahinge eminyango ye-premium evela kumkhiqizi wamahinji eminyango ohlonishwayo kuwutshalomali lwekhwalithi yesikhathi eside, ukuphepha, kanye nenani lesakhiwo. Ngokubeka phambili ukuqina, ukuvikeleka, nokusebenza kahle kwamandla, abanikazi bezakhiwo bangajabulela ukuthula kwengqondo nokonga okuphawulekayo phakathi nesikhathi sokuphila samahinge abo. Kungakhathaliseki ukuthi eyendlu yokuhlala, isakhiwo sezentengiselwano, noma indawo yezimboni, izinzuzo zokukhetha izintingo zeminyango yezinga eliphezulu zidlula kude utshalomali lwasekuqaleni, okuzenza kube ukukhetha okuhlakaniphile kunoma yimuphi umnikazi wendawo oqaphelayo.

Ukuqina nokuthembeka kwamahinge eminyango ye-premium

Uma kuziwa ekutshaleni imali ekuvikelekeni nasekuzinzeni kweminyango yakho, amahinge eminyango ye-premium ayingxenye ebalulekile. Ukuqina nokuthembeka kwalawa mahinge kungenza umehluko omkhulu ekusebenzeni kwesikhathi eside kweminyango yakho, kunikeze ukuthula kwengqondo nokuvikeleka kwekhaya lakho noma ibhizinisi. Njengomkhiqizi othembekile wamahinge eminyango, siyakuqonda ukubaluleka kokuletha imikhiqizo yekhwalithi ephezulu ehlangabezana nezidingo zamakhasimende ethu.

Esinye sezizathu eziphezulu zokutshala imali kumahinge eminyango ye-premium ukuqina kwawo okuyingqayizivele. Lawa mahinge aklanyelwe ukumelana nokuhlolwa kwesikhathi, ukumelana nokuguga kusukela ekuvulekeni nokuvala ngokuphindaphindiwe. Lokhu kuqina kuqinisekisa ukuthi iminyango yakho izoqhubeka nokusebenza ngokushelela nangokuvikelekile iminyaka ezayo, ngaphandle kwesidingo sokulungiswa njalo noma ukushintshwa. Lokhu kungakongela isikhathi nemali ngokuhamba kwesikhathi, kunikeze isisombululo esingabizi kakhulu sokugcina ukuphepha nokusebenza kweminyango yakho.

Ngaphezu kokuqina kwawo, amahinge eminyango ye-premium nawo anikeza ukwethembeka okungenakuqhathaniswa. Lawa mahinge aklanywe ngokucophelela ukuze anikeze ukusebenza okungaguquki futhi okuthembekile, ukuqinisekisa ukuthi iminyango yakho izohlala isendaweni evikelekile ngaso sonke isikhathi. Kungakhathaliseki ukuthi ufaka iminyango endaweni yokuhlala noma yezohwebo, ukuba namahinge athembekile kubalulekile ekuvikelekeni nokuvikeleka kwesakhiwo. Ngokutshala imali kumahinge eminyango ye-premium, ungaba nokuzethemba ekusebenzeni kweminyango yakho, wazi ukuthi izoqhubeka nokusebenza njengoba kuhloswe kunoma yisiphi isimo.

Njengomkhiqizi wamahinge eminyango, siyaziqhenya ngekhwalithi nobuciko bemikhiqizo yethu. Sisebenzisa ubuchwepheshe bamuva kanye nezinqubo zokukhiqiza ukuze sakhe amahinge angagcini nje kuphela isikhathi eside futhi anokwethenjelwa kodwa futhi aguquguqukayo futhi kulula ukuwafaka. Amahinge ethu eminyango ye-premium aklanyelwe ukulingana nezitayela eziningi zeminyango namasayizi, ahlinzeka ngesixazululo esisebenzayo nesisebenzayo sazo zonke izidingo zomnyango wakho. Kungakhathaliseki ukuthi ushintsha amahinge akhona noma ufaka iminyango emisha, imikhiqizo yethu iklanyelwe ukuhlangabezana namazinga aphezulu kakhulu okusebenza nokusebenza.

Sengiphetha, ukutshala imali kumahinge eminyango ye-premium kuyisinyathelo esibalulekile ekuqinisekiseni ukuvikeleka nokuzinza kweminyango yakho. Ukuqina nokuthembeka kwalawa mahinge kuwenza abe yimpahla ebalulekile yanoma yiliphi ikhaya noma ibhizinisi, okuhlinzeka ngesixazululo sesikhathi eside sokugcina ukusebenza kweminyango yakho. Njengomkhiqizi owethenjwayo wamahinge eminyango, sizibophezele ekuletheni imikhiqizo yekhwalithi ephezulu ehlangabezana nezidingo zamakhasimende ethu. Ngamahinge eminyango yethu ephambili, ungaba nethemba ekuvikelekeni nasekusebenzeni kweminyango yakho, wazi ukuthi izoqhubeka nokusebenza ngokuthembekile iminyaka ezayo.

Ukuthuthukisa ukusebenza nokusebenza kahle kweminyango yakho ngamahinge e-premium

Uma kuziwa ekusebenzeni nokusebenza kahle kweminyango yakho, enye yezingxenye ezibaluleke kakhulu okufanele uzicabangele amahinge. Ukutshala imali kumahinge eminyango ye-premium kungenza umehluko omkhulu ekusebenzeni okuphelele nasekuphileni isikhathi eside kweminyango yakho. Njengomkhiqizi ohamba phambili wamahinge eminyango, siyakuqonda ukubaluleka kokwenza amahinge ekhwalithi ephezulu athuthukisa ukusebenza nokuqina kweminyango ezinhlelweni ezahlukene.

Esinye sezizathu eziphezulu zokutshala imali kumahinge eminyango ye-premium ukusebenza okuthuthukisiwe abakunikezayo. Amahinge ekhwalithi ephezulu aklanyelwe ukunikeza ukusebenza okushelelayo nokulula, okuvumela iminyango ukuthi ivuleke futhi ivaleke kalula. Lokhu akugcini nje ngokuthuthukisa ulwazi lomsebenzisi kodwa futhi kunciphisa ukuguga nokudabuka emnyango kanye nezingxenye zawo. Noma ngabe umnyango wendawo yokuhlala, wezohwebo, noma wezimboni, amahinge eprimiyamu angenza umehluko omkhulu endleleni umnyango osebenza ngayo nsuku zonke.

Ngokungeziwe ekusebenzeni okuthuthukisiwe, amahinge eminyango ye-premium anikeza ukuqina okuphakeme. Izinto zokwakha kanye nokwakhiwa kwalawa mahinji kukhethwe ngokukhethekile ukumelana nobunzima bokusetshenziswa njalo kanye nezici zemvelo ezingaba khona. Lokhu kusho ukuthi iminyango efakwe amahinge e-premium mancane amathuba okuba ihlangabezane nezinkinga ezifana nokuhlehla, ukungahambi kahle, noma ukugqokwa ngaphambi kwesikhathi. Ngenxa yalokho, ubude besikhathi eside bomnyango bunwetshiwe, kunciphisa isidingo sokulungiswa njalo noma ukushintshwa.

Ngaphezu kwalokho, ukutshala imali kumahinge eminyango ye-premium kungathuthukisa nokuvikeleka kweminyango yakho. Amahinge ekhwalithi ephezulu avamise ukuklanywa ngezici zokuphepha ezifana nezikhonkwane ezivimbela ukuphakamisa noma ukwakhiwa okuqinisiwe ukuze kunqandwe ukungena ngenkani noma ukuphazamisa. Lokhu kunikeza ukuthula kwengqondo kubanikazi bezindlu, abanikazi bamabhizinisi, nabaphathi bezakhiwo, bazi ukuthi iminyango yabo ifakwe izingxenye zokuphepha ezinokwethenjelwa.

Esinye isizathu esiyinhloko sokucabangela amahinge eminyango ye-premium isikhalo sobuhle abangasengeza esikhaleni. Nakuba amahinge engase angabi yindawo yokugxila yomnyango ngaso sonke isikhathi, angakwazi ukuhambisana nomklamo kanye nesiphetho somnyango. Noma ngabe ukubukeka okuchachambile noma kwesimanje noma isitayela esivamile, kukhona amahinji aphezulu atholakalayo ukuze kuthuthukiswe ukukhanga okubonakalayo kwanoma yimuphi umnyango.

Njengomkhiqizi wamahinji eminyango, ukuzibophezela kwethu kwikhwalithi nokusungula izinto ezintsha kusiqhubezela ukuthi sakhe amahinge aphambili ahlangabezana nezidingo ezahlukahlukene zamakhasimende ethu. Siyaqonda ukuthi zonke izinhlelo zokusebenza zeminyango zihlukile, futhi uhla lwethu lwamahinge lubonisa lokhu. Kusukela kumahinge okuthengisa omsebenzi osindayo kuya kumahinge okuhlala okuhlobisa, sinikeza ukukhetha okuphelele ukuze kuhlangatshezwane nezidingo ezihlukahlukene.

Sengiphetha, ukutshala imali kumahinge eminyango ye-premium kuyisinqumo esifanelekile kunoma ngubani ofuna ukuthuthukisa ukusebenza nokusebenza kahle kweminyango yabo. Kusukela ekusebenzeni okuthuthukisiwe nokuqina kuya ekuvikelekeni okuthuthukisiwe kanye nokukhanga kobuhle, izinzuzo zamahinji e-premium azinakuphikwa. Njengomkhiqizi ohamba phambili wamahinge eminyango, siyaziqhenya ngokunikeza amahinge ekhwalithi ephezulu aklanyelwe ukuhlangabezana nezidingo ezihlukahlukene zamakhasimende ethu futhi alethe ukusebenza okuhlala njalo.

Isiphetho

Ukutshala imali kumahinge eminyango ye-premium kuyisinqumo esihlakaniphile kubo bobabili abanikazi bezindlu namabhizinisi. Kusukela ekuqineni nasekuvikelekeni abakunikezayo kuye kunani lobuhle abalingezayo esikhaleni, amahinge eminyango ye-premium anikeza uhla lwezinzuzo. Kungakhathaliseki ukuthi okokuthuthukisa ukusebenza kweminyango yakho noma ukuthuthukisa ukubukeka kwegumbi lilonke, ukutshala imali kumahinge eminyango yekhwalithi ephezulu kuwukutshalwa kwezimali okuhlakaniphile. Uma ucubungula izinzuzo zesikhathi eside nokuthula kwengqondo abakunikezayo, amahinge eminyango ye-premium afaneleka ngempela ukutshalwa kwezimali. Ngakho-ke, uma ufuna ukuphakamisa ukubukeka nokusebenza kweminyango yakho, ungangabazi ukutshala amahinge eminyango ye-premium namuhla.