Ingabe ufuna ukonga imali ngokuhamba kwesikhathi ngaphandle kokudela ikhwalithi? Umkhiqizi othembekile wamahinge angakusiza ukufeza lokho kanye. Kulesi sihloko, sizohlola izindlela ezi-6 eziphezulu lapho umenzi wamahinge othembekile angakusiza ukuthi unciphise izindleko futhi andise ukuqina kwemikhiqizo yakho. Kungakhathaliseki ukuthi ungumnikazi womuzi noma umnikazi webhizinisi, ukutshala imali kumahinji ekhwalithi ephezulu evela kumkhiqizi ohloniphekile kuyisinqumo esihlakaniphile sezezimali. Qhubeka ufunda ukuze uthole ukuthi ungazuza kanjani ngokusebenza nomkhiqizi othembekile wamahinge.
Uma kuziwa ekuthengeni amahinge eminyango, ukukhetha umenzi onokwethenjelwa kubalulekile. Izinga lamahinge owakhethayo lingaba nomthelela ekusebenzeni okuphelele nokuphila isikhathi eside kweminyango yakho. Kulesi sihloko, sizoxoxa ngezindlela ezi-6 eziphezulu umkhiqizi wamahinge eminyango onokwethenjelwa angakongela imali esikhathini eside.
Okokuqala futhi okubaluleke kakhulu, umenzi onokwethenjelwa wezinsimbi zomnyango uzohlinzeka ngemikhiqizo yekhwalithi ephezulu eyakhelwe ukuhlala. Ngokutshala imali kumahinge aqinile avela kumkhiqizi onedumela elihle, ungagwema isidingo sokushintshwa njalo ngenxa yokuguga. Lokhu kungakongela imali yesondlo kanye nezindleko zokuyishintsha ngokuhamba kwesikhathi.
Ukwengeza, abakhiqizi beminyango ethembekile bavame ukunikeza amawaranti emikhiqizweni yabo. Lokhu kusho ukuthi uma amahinge akho ephuka noma engasebenzi kahle phakathi nenkathi ethile yesikhathi, ungawashintsha ngaphandle kwezindleko ezengeziwe. Lokhu kungakunikeza ukuthula kwengqondo okwengeziwe futhi kukulondoloze imali ekulungiseni okubizayo phansi komugqa.
Ngaphezu kwalokho, abakhiqizi bezicabha ezithembekile basebenzisa izinto ezisezingeni eliphezulu kanye namasu okukhiqiza athuthukile ukuze baqinisekise ukuthi imikhiqizo yabo ihlangabezana namazinga aphezulu kakhulu ekhwalithi nokwethembeka. Lokhu kungase kubangele amahinji angakwazi ukugqwala, ukugqwala noma ukuphuka, ngisho nasezimweni ezinzima. Ngokukhetha amahinge kumkhiqizi onokwethenjelwa, ungagwema isidingo sokunakekelwa njalo nokushintshwa, ekugcineni ulondoloze imali esikhathini eside.
Ngaphezu kokuhlinzeka ngemikhiqizo yekhwalithi ephezulu, abakhiqizi beminyango ethembekile bavame ukunikeza isevisi yamakhasimende enhle kakhulu nokusekelwa. Uma unemibuzo noma ukukhathazeka mayelana namahinge akho, ungaxhumana nomkhiqizi ukuze uthole usizo. Lokhu kungakusiza ukuthi ubhekane nanoma yiziphi izinkinga ngokushesha nangempumelelo, ugweme izinkinga ezibizayo ukuthi zingagingqiki iqhwa.
Ngaphezu kwalokho, abakhiqizi bezicabha ezithembekile bahlala benolwazi lwakamuva mayelana nezitayela nentuthuko yakamuva yemboni. Lokhu kusho ukuthi bahlala besungula izinto ezintsha futhi bethuthukisa imikhiqizo yabo ukuze bahlangabezane nezidingo eziguqukayo zamakhasimende. Ngokukhetha umkhiqizi ozibophezele emisha, ungaqiniseka ukuthi uthola amahinge athuthuke kakhulu futhi athembekile emakethe.
Okokugcina, abakhiqizi beminyango ethembekile bavame ukunikeza amanani okuncintisana emikhiqizweni yabo. Nakuba kungase kulinge ukuthenga amahinge angabizi kumkhiqizi owaziwa kancane, ukonga kwezindleko kuvame ukuhlala isikhashana. Ngokutshala imali kumahinge ekhwalithi ephezulu avela kumkhiqizi onedumela elihle, ungagwema isidingo sokushintshwa njalo nokulungiswa, ekugcineni ukonga imali ngokuhamba kwesikhathi.
Ekuphetheni, ukukhetha umenzi wezintambo zomnyango onokwethenjelwa kubalulekile ukuze ulondoloze imali esikhathini eside. Ngokutshala imali kumahinge ekhwalithi ephezulu evela kumkhiqizi onedumela elihle, ungagwema ukulungisa okumba eqolo nokushintshanisa futhi ujabulele ukuthula kwengqondo ngokwazi ukuthi iminyango yakho ivikelekile futhi isebenza kahle. Ngakho-ke, uma kufika isikhathi sokuthenga amahinge eminyango, qiniseka ukuthi ukhetha umkhiqizi ongamethemba.
Uma kuziwa ekongeni imali ngokuhamba kwesikhathi, elinye lamasu asebenza kahle kakhulu emabhizinisini ukutshala imali kumahinge ekhwalithi ephezulu akhiqizwa umkhiqizi wamahinge eminyango ohlonishwayo. Ngokunciphisa izindleko ngamahinji ekhwalithi ephezulu, amabhizinisi angagwema izindleko ezihambisana nokulungisa njalo, ukushintshwa, nokunakekelwa, ekugcineni andise umugqa wawo ophansi futhi athuthukise ukusebenza kahle kwawo kukonke.
1. Ukuqina nokuhlala isikhathi eside: Enye yezindlela ezibalulekile umkhiqizi wamahinji othembekile akongela imali ngokuhamba kwesikhathi iwukuhlinzeka ngamahinji aqinile, ahlala isikhathi eside akwazi ukumelana nokuguga nokudabuka kokusetshenziswa kwansuku zonke. Amahinge ekhwalithi ephezulu akhiwe ukuze ahlale, okunciphisa isidingo sokushintshwa njalo nokulungiswa. Lokhu akugcini nje kuphela kongi imali yamabhizinisi ezindlekweni zokunakekela kanye nezabasebenzi kodwa futhi kunciphisa isikhathi nokuphazamiseka kokusebenza.
2. Ukusebenza okuphezulu: Amahinji ekhwalithi ephezulu akhiwe umkhiqizi wamahinji eminyango ahlinzeka ngokusebenza okuphezulu kakhulu uma kuqhathaniswa nezinye izinhlobo zekhwalithi ephansi. Njengoba iklanyelwe ukusebenza kahle nangempumelelo, lawa mahinji aqinisekisa ukuthi iminyango ivuleka futhi ivaleke kalula, ngaphandle kokuklinya, ukunamathela, noma ukungahambi kahle. Lokhu akugcini nje ngokuthuthukisa ukusebenza kweminyango yonke kodwa futhi kunciphisa ubungozi bokulimala, izingozi, nezingozi zokuphepha, kuqhubeke konga imali yamabhizinisi ngokuhamba kwesikhathi.
3. Izixazululo ezingabizi kakhulu: Nakuba amahinge ekhwalithi ephezulu angase eze ngezindleko eziphakeme kancane, ekugcineni abonakala ebiza kakhulu ngokuhamba kwesikhathi. Ngokutshala imali kumahinge aqinile adinga ukulungiswa nokulungiswa okuncane, amabhizinisi angagwema izindleko eziphindaphindayo ezihlobene namahinji ekhwalithi ephansi adinga ukushintshwa njalo. Le ndlela engabizi kakhulu iphumela ekongeni okukhulu ngokuhamba kwesikhathi futhi isiza amabhizinisi ukuthi azuze imbuyiselo engcono ekutshaleni kwawo.
4. Ukuhambisana nokwenza ngokwezifiso: Umkhiqizi weminyango onokwethenjelwa unikeza amahinge amaningi aklanyelwe ukulingana nezinhlobo ezahlukene zeminyango kanye nezinhlelo zokusebenza. Kungakhathaliseki ukuthi amahinge e-pivot, amahinge afihliwe, noma amahinge akhethekile, amabhizinisi angakhetha emikhiqizweni ehlukahlukene ukuze ifanele izidingo nezimfuneko zawo ezithile. Ukwengeza, abakhiqizi abaningi banikeza izinketho zokwenza ngokwezifiso, okuvumela amabhizinisi ukuthi enze amahinge ahambisane nemininingwane yawo. Lokhu kuqinisekisa ukusebenza okuphelele nokungenamthungo, kunciphisa ubungozi bokulimala nokuqinisekisa ukonga izindleko zesikhathi eside.
5. Ukuqondiswa nokusekelwa kochwepheshe: Lapho esebenza nomkhiqizi wamahinji eminyango onedumela elihle, amabhizinisi azuza kusiqondiso nokusekelwa kochwepheshe kuyo yonke inqubo. Kusukela ekukhethweni nasekufakeni umkhiqizo kuya ekunakekeleni nasekuxazululeni izinkinga, abakhiqizi bahlinzeka ngemininingwane ebalulekile nosizo ukuze basize amabhizinisi enze izinqumo ezinolwazi futhi akhulise ukusebenza kwamahinge awo. Leli zinga lokusekelwa aligcini nje ngokuqinisekisa imiphumela emihle kodwa futhi lisiza amabhizinisi agweme amaphutha abizayo futhi anciphise izindleko ngokuhamba kwesikhathi.
6. Ukusimama kanye ne-eco-friendly: Ngaphezu kokulondoloza imali, ukutshala imali kumahinji ekhwalithi ephezulu akhiqizwa umkhiqizi othembekile wamahinge eminyango nakho kungaba nezinzuzo ezinhle zemvelo nokusimama. Abakhiqizi abaningi babeka phambili imikhuba nezinto zokwakha ezinobungani nemvelo, bakhiqize amahinge angamandla, aphinde asetshenziswe, futhi ahlala isikhathi eside. Ngokukhetha izixazululo zehinge ezisimeme, amabhizinisi anganciphisa i-carbon footprint, anciphise imfucuza, futhi abe neqhaza ekusaseni eliluhlaza, elisimeme, konke kuyilapho onga imali ngokuhamba kwesikhathi.
Sengiphetha, ukusika izindleko ngamahinge ekhwalithi ephezulu avela kumkhiqizi othembekile wamahinge eminyango kuwukutshalwa kwezimali okuhlakaniphile kwamabhizinisi afuna ukonga imali esikhathini eside. Ngokubeka phambili ukuqina, ukusebenza, ukuphumelela kwezindleko, ukuhambisana, ukuqondiswa kochwepheshe, nokusimama, amabhizinisi angajabulela ukonga kwezindleko okubalulekile, ukusebenza kahle okuthuthukisiwe, kanye nomthelela omuhle endaweni ezungezile. Tshala imali kumahinge ekhwalithi ephezulu namuhla futhi ubuke ukulondoloza kwakho kwesikhathi eside kukhula.
Uma kuziwa ekukhetheni umenzi wamahinge eminyango, kubalulekile ukucabangela izici ezifana nokuqina kwesikhathi eside nokonga kwezindleko. Umkhiqizi wamahinge onokwethenjelwa anganikeza uhla lwezinzuzo ezidlula ukuthengwa kokuqala kwamahinge. Kulesi sihloko, sizohlola izindlela ezi-6 eziphezulu umkhiqizi wamahinge athembekile angakongela imali esikhathini eside.
1. Izinto Zekhwalithi Nokwakha
Enye yezindlela eziyinhloko umkhiqizi wamahinge athembekile angakongela imali esikhathini eside ukusebenzisa izinto zokwakha kanye nokwakhiwa kwekhwalithi ephezulu. Ngokutshala imali kumahinge enziwe ukuthi ahlale, ungagwema ukushintshwa nokulungiswa njalo. Lokhu ekugcineni kuzokongela imali ezindlekweni zokunakekela futhi kwandise isikhathi sokuphila seminyango yakho.
2. Izinketho zokwenza ngokwezifiso
Umkhiqizi wamahinge ohloniphekile uzohlinzeka ngezinketho ezihlukahlukene zokwenza ngokwezifiso ukuhlangabezana nezidingo zakho ezithile. Kungakhathaliseki ukuthi udinga amahinge ngosayizi othile, isiphetho, noma umklamo, umkhiqizi onokwethenjelwa angasebenza nawe ukuze adale isixazululo esiphelele. Ngokutshala imali kumahinge wangokwezifiso, ungaqinisekisa ukuthi azongena ngaphandle komthungo ohlelweni lwakho lomnyango futhi aqhubeke iminyaka ezayo.
3. Ukusebenza Okungaguquki
Enye indlela umkhiqizi wamahinge athembekile angakongela imali isikhathi eside ukuhlinzeka ngamahinge aletha ukusebenza okungaguquki. Ngokukhetha amahinge asebenza ngokushelelayo nangempumelelo, unganciphisa ingozi yokulimala kweminyango yakho kanye nesidingo sokulungiswa okumba eqolo. Ukusebenza okungaguquguquki kuqinisekisa ukuthi iminyango yakho izoqhubeka nokusebenza kahle ngokuhamba kwesikhathi, ikulondolozele imali ngokushintshwa okungenzeka.
4. Iwaranti Ukuvikelwa
Abakhiqizi abaningi bamahinge abahlonishwayo banikeza isivikelo sewaranti emikhiqizweni yabo. Lokhu kungakunikeza ukuthula kwengqondo ngokwazi ukuthi utshalomali lwakho lusekelwa isiqinisekiso. Esimeni lapho amahinge akho ehlangabezana nezinkinga, iwaranti ingakongela imali ezindlekweni zokukhanda noma zokushintshwa. Qiniseka ukuthi ubuza mayelana nezinketho zewaranti ezitholakala kumkhiqizi oyikhethile.
5. Izeluleko Zochwepheshe Nokusekela
Umkhiqizi wamahinge onokwethenjelwa ngeke akunikeze kuphela ngemikhiqizo yekhwalithi ephezulu kodwa futhi uzokunikeza izeluleko nokwesekwa kochwepheshe. Kungakhathaliseki ukuthi unemibuzo mayelana nokufakwa, ukulungiswa, noma ukwenza ngendlela oyifisayo, umkhiqizi ohloniphekile uzoba khona ukuze akusize zonke izinyathelo zakho. Ngokuthembela kulwazi lwabo, ungagwema amaphutha angaba khona angaholela ekushintsheni okubizayo noma ekulungiseni.
6. Izixazululo Ezingabizi
Okokugcina, umenzi wamahinge onokwethenjelwa anganikeza izixazululo ezingabizi kakhulu ezikusiza ukuthi wonge imali esikhathini eside. Ukusuka kwizaphulelo zoku-oda ngobuningi kuye ezinkethweni zokuthumela ezisebenza kahle, umkhiqizi onedumela elihle uzosebenza nawe ukuze athole izixazululo ezingabizi kakhulu nezisebenzayo zezidingo zakho. Ngokusebenzisa la mathuba okonga izindleko, unganciphisa izindleko eziphelele zamahinge eminyango futhi wandise isabelomali sakho.
Sengiphetha, ukukhetha umenzi wezinsimbi zomnyango onokwethenjelwa kunganikeza uhla lwezinzuzo ezigcina zikusindisa imali esikhathini eside. Ngokutshala imali emikhiqizweni yekhwalithi ephezulu, izinketho zokwenza ngokwezifiso, ukusebenza okungaguquguquki, ukuvikelwa kwewaranti, ukusekelwa kochwepheshe, kanye nezixazululo ezingabizi kakhulu, ungaqinisekisa ukuthi iminyango yakho izohlala ivikelekile futhi isebenza iminyaka ezayo. Uma kuziwa ekukhetheni umkhiqizi wamahinji, qiniseka ukuthi ubeka phambili ukuqina kwesikhathi eside nokonga izindleko ukuze wenze okuhle kokutshalwa kwezimali kwakho.
Njengomnikazi wendlu noma usonkontileka, ukubaluleka kwekhwalithi engaguquki kumahinge angeke kweqiswe. Kungakhathaliseki ukuthi ufaka iminyango emisha noma ushintsha endala, ukuba namahinge athembekile kubalulekile ekusebenzeni nasekuphileni isikhathi eside kweminyango yakho. Yingakho ukukhetha umenzi wamahinge omnyango ohloniphekile kubalulekile ekongeni imali ngokuhamba kwesikhathi.
Uma kuziwa kumahinge eminyango, ukungaguquguquki kuyisihluthulelo. Umkhiqizi wamahinge othembekile uzoqinisekisa ukuthi ihinge ngayinye ekhiqizwayo ihlangabezana namazinga aphezulu kakhulu ekhwalithi, ukuqina, nokusebenza. Lokhu kusho ukuthi ungathemba ukuthi yonke ihinge oyithengayo izohlinzeka ngokusebenza kahle kanye nokuzinza okuhlala isikhathi eside iminyaka ezayo.
Enye yezindlela eziphezulu umkhiqizi wamahinge athembekile akongela imali isikhathi eside ukukhiqiza amahinge akhelwe ukuthi ahlale. Amahinge ekhwalithi ephezulu mancane amathuba okuthi aphuke noma aguge ngokushesha, okusho ukuthi ngeke kudingeke ukuthi uhlale uwashintsha. Lokhu akukongi nje kuphela imali ezindlekweni zokushintsha kodwa futhi nesikhathi nomzamo odingekayo wokufaka amahinge amasha.
Ngaphezu kwalokho, umenzi wamahinge onokwethenjelwa uzohlinzeka ngekhwalithi engaguquki kuyo yonke imikhiqizo yabo. Lokhu kusho ukuthi ungathemba ukuthi yonke ihinge oyithengayo izoba nezinga elifanayo lokuqina nokusebenza. Ngeke kudingeke ukhathazeke ngokungahambisani kwekhwalithi noma ukusebenzisana, okungaholela emaphutheni abizayo noma ukubambezeleka kumaphrojekthi akho.
Enye indlela umkhiqizi wamahinge athembekile akusindisa ngayo imali iwukunikela ngezinketho eziningi zamahinge ukuze zivumelane nezidingo zakho ezithile. Kungakhathaliseki ukuthi ufuna amahinge eminyango yangaphakathi, iminyango yangaphandle, noma izinhlelo zokusebenza ezikhethekile, umkhiqizi ohloniphekile uzoba nehinge elifanele lephrojekthi yakho. Lokhu kuqinisekisa ukuthi uthola ukulingana okuphelele kweminyango yakho, kunciphisa ingcuphe yamaphutha abizayo noma ukulungisa kabusha.
Ngaphezu kwalokho, umenzi wamahinge onokwethenjelwa uzohlinzeka ngokusekelwa kwamakhasimende okuhle kakhulu kanye nenkonzo. Uma unemibuzo noma ukukhathazeka mayelana nemikhiqizo yabo, ungathembela kubasebenzi babo abanolwazi nabanobungane ukuthi bakusize. Leli zinga lokusekela lingakongela isikhathi nemali ngokukusiza ukuthi uthole ihinge elifanele lephrojekthi yakho nokuqinisekisa ukuthi ifakwe ngendlela efanele.
Okokugcina, ngokukhetha umenzi wamahinge onokwethenjelwa, ungaba nokuthula kwengqondo ngokwazi ukuthi utshala imali emkhiqizweni wekhwalithi ephezulu ozomelana novivinyo lwesikhathi. Lokhu kungakongela imali ngokuhamba kwesikhathi ngokugwema isidingo sokulungiswa njalo noma ukushintshwa. Ngekhwalithi engaguquki nokuqina, ungathemba ukuthi iminyango yakho izosebenza ngokushelela nangokuvikelekile iminyaka ezayo.
Sengiphetha, ukubaluleka kwekhwalithi engaguquki kumahinge akukwazi ukweqiwa. Ngokukhetha umkhiqizi onokwethenjelwa wamahinge eminyango, ungagcina imali ngokuhamba kwesikhathi ngokutshala imali kumahinge asezingeni eliphezulu akhiwe ukuze ahlale. Ngezinketho eziningi, ukwesekwa kwamakhasimende okuhle kakhulu, nokuthula kwengqondo, ukukhetha umkhiqizi ohloniphekile kuyisinqumo esihlakaniphile sezidingo zakho ze-hinge yomnyango.
Uma kuziwa ekuthengeni amahinge eminyango yekhaya lakho noma ibhizinisi, ukukhetha umenzi onokwethenjelwa kungenza umehluko omkhulu ekongeni kwakho isikhathi eside. Ngokubambisana nomkhiqizi othembekile wamahinge, ungaqinisekisa ukuthi uthola imikhiqizo yekhwalithi ephezulu ezohlala iminyaka eminingi ezayo. Kulesi sihloko, sizohlola izindlela eziyisithupha eziphezulu umkhiqizi wamahinge othembekile angakusiza ukuthi ukwandise ukonga kwakho ngokuhamba kwesikhathi.
1. Ukuqinisekisa Ikhwalithi: Uma uthenga amahinji kumkhiqizi onedumela elihle, ungaqiniseka ukuthi uthola umkhiqizo ohlolelwe ikhwalithi ngokuqinile. Lokhu kusho ukuthi amahinge akho mancane amathuba okuthi aphuke noma aguge ngaphambi kwesikhathi, okukongela imali yokulungisa okubizayo noma ukushintshwa ngokuzayo.
2. Amanani Ancintisanayo: Abakhiqizi bamahinge abathenjwayo bavame ukunikeza amanani ancintisanayo emikhiqizweni yabo, okukuvumela ukuthi wonge imali uma uqhathaniswa nokuthenga emithonjeni enedumela elincane. Ngokubambisana nomkhiqizi onikeza amanani afanelekile, ungakwazi ukwelula isabelomali sakho futhi uthole inani elithe xaxa lemali yakho.
3. Izaphulelo Eziyinqwaba: Uma uthenga amahinge ngobuningi bephrojekthi yezentengiso noma izakhiwo eziningi, ukusebenza nomkhiqizi onokwethenjelwa kungakusiza ukuthi usebenzise izaphulelo eziyinqwaba. Lokhu konga kungangeza ngokushesha, okukuvumela ukuthi uthole amahinge owadingayo ngezindleko eziphansi ngeyunithi ngayinye.
4. Izinketho zokwenza ngokwezifiso: Abanye abakhiqizi bamahinge banikeza izinketho zokwenza ngokwezifiso ezikuvumela ukuthi uvumelanise amahinge akho nezidingo zakho ezithile. Nakuba amahinge enziwe ngokwezifiso angase abe nezindleko eziphezulu zangaphambili, angakongela imali ngokuhamba kwesikhathi ngokuqinisekisa ukuthi uthola umkhiqizo owufanele ngokuphelele umsebenzi wakho.
5. Iziqinisekiso Ezinwetshiwe: Abakhiqizi abaningi bamahinge abahlonishwayo banikeza iziqinisekiso ezinwetshiwe emikhiqizweni yabo, okukunikeza ukuthula kwengqondo kokuthi utshalomali lwakho luvikelekile. Ngewaranti enwetshiwe, ungaba nethemba lokuthi amahinge akho azosebenza njengoba kulindelekile iminyaka ezayo, akulondolozele imali ekulungiseni okungase kube khona noma ukushintshwa.
6. Ukwesekwa Kobuchwepheshe: Esimeni esingavamile lapho uhlangabezana nezinkinga ngamahinji akho, umkhiqizi owethembekile uzovame ukuhlinzeka ngosekelo lobuchwepheshe ukuze akusize uxazulule inkinga. Lokhu kungakongela imali ekuqasheni uchwepheshe ukuze alungise inkinga, kukuvumela ukuthi uxazulule inkinga futhi ube namandla okulungisa amahinge ngokwakho.
Ngokukhetha umenzi wamahinge eminyango onokwethenjelwa, ungagcina imali ngokuhamba kwesikhathi ngokutshala imali emikhiqizweni yekhwalithi ephezulu ezomelana nesikhathi. Kusukela ekuqinisekisweni kwekhwalithi kuya ezintengo ezincintisanayo, kunezindlela eziningi umkhiqizi owethembekile angakusiza ngazo ukuthi ukwandise ukonga kwakho kumahinge. Ngokuzayo uma usemakethe yezinsika zeminyango emisha, qiniseka ukuthi ucabangela izinzuzo zokusebenza nomkhiqizi onedumela elihle.
Sengiphetha, umkhiqizi wamahinji othembekile anganikeza ukonga kwezindleko ezibalulekile ngokuhamba kwesikhathi esebenzisa izindlela ezihlukahlukene ezifana nemikhiqizo yekhwalithi ephila isikhathi eside, izindleko ezincishisiwe zokulungisa nokulungisa, ukusebenza kahle okuthuthukisiwe, nezixazululo ezenziwe ngokwezifiso ezihlangabezana nezidingo zakho ezithile. Ngokutshala imali kumkhiqizi wamahinge onedumela elihle, ungaqinisekisa ukuthi imikhiqizo yakho nezisetshenziswa zakho zakhiwe ukuze zihlale, zikongela imali nesikhathi ngokuzayo. Ngakho-ke, ungakushayi indiva ukubaluleka kokubambisana nomkhiqizi othembekile wamahinge ngezidingo zebhizinisi lakho. Yenza ukukhetha okuhlakaniphile namuhla futhi uvune izinzuzo zokonga nempumelelo yesikhathi eside.